E-wallets are used to initiate mobile payments, and is supported by QR technology. An e-wallet has both the software and information segment. The software offers security and encryption for the secret data amid exchange and adding of individual bank cards to the application. In order to incorporate the payment function within the e-wallet, we need to have heavy use of modern encryption technology to enhance mobile wallet security. The information segment is a database of points of interest gave by the client which incorporates their name, account data, installment strategy, add up to be paid, credit or check card subtle elements. The database we will be implementing is firebase which provides real time database and backend as a service.Once the app is installed and the user inputs his payment information, the wallet stores this information by linking a personal identification format like a number or key, QR code or an image of the owner to each card that is stored. In the contest of QR code, the e-wallet allow users to encrypt payments into secure QR code. This code is stored in the cloud, and users are able to scan it when making purchases. Tokenization for verification purposes when adding their debit cards, the users will get the one-time number received from their mobile phones in order to carry out their transactions. Besides this, a biometric technology – fingerprint, is used to verify the identity of the user while making the payment. When you are ready to make the payment for the particular good or services, the app will prompt you for the touch ID, which is the fingerprint you have added to your mobile devices. Likewise, a camera and QR code scanner modules must be actualized for the settlement of installment. Other than that, an API (application programming interface) will be utilized as a technique for correspondence between outsiders and online bank frameworks. It uses HTTP request to get, post and delete data. By utilizing the API and the application are conceded the approval to enable the clients to influence installment and including of platinum cards and additionally garnish to up of cash in the e-wallet. An installment passage approves electronic charge card and plastic installments to give consistent installment handling to businesses. It is like a POS terminal found in numerous retail foundations. Installment passages scramble and store touchy information, including charge card numbers, CVV data and name, guaranteeing that private data in the e-wallet is sheltered while processing payments. These payment gateways are additionally in charge of exchanging payment information to the client’s obtaining bank. Payment gateways reduce a business’ obligation and guarantee that payments are prepared safely.